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There is one official global list of systemically important banks (G-SIBs). In addition, there are various national lists of systemically important banks, referred to by regulators as ''domestic systemically important banks'' (D-SIBs) - also known in Europe as ''national SIFIs''. Special lists of ''regional systemically important banks'' (R-SIBs) also exist, but are more rare, in particular at the regulatory context. As a regulatory response to the revealed vulnerability of the banking sector in the Financial crisis of 2007–08, and attempting to come up with a solution to solve the too big to fail interdependence between G-SIBs and the economy of sovereign states, the Financial Stability Board (FSB) started to develop a method to identify G-SIBs (to whom a set of stricter requirements would apply) in 2009. The first publication of some leaked unofficial G-SIB lists, during a time when the FSB identification method was still being tested and subject for subsequent adjustments, took place in November 2009 and November 2010.〔(【引用サイトリンク】title=The Perennial Challenge to Abolish Too-Big-To-Fail in Banking: Empirical Evidence from the New International Regulation Dealing with Global Systemically Important Banks, pp. 10, 11, 28 )〕 The first official version of the G-SIB list was published by FSB in November 2011, and has ever since been updated each year in November.〔(【引用サイトリンク】title= List of Systemically Important Financial Institutions )〕〔(【引用サイトリンク】title= Update of group of global systemically important banks (G-SIBs) )〕 This G-SIB list is the first one shown below. All G-SIBs and D-SIBs with headquarters in USA and Europe, are required each year to submit an updated emergency ''Resolution Plan'' to their Financial Supervision Authority.〔(【引用サイトリンク】url=http://www.fdic.gov/regulations/reform/resplans/ )〕 Basel III also requires that all identified ''G-SIBs'' no later than March 2018, shall operate with a minimum total capital adequacy ratio comprising:〔 * Max. 2% Tier 2 capital (Subordinated capital). * Max. 1.5% Additional Tier 1 capital (Hybrid capital, i.e. Contingent Convertibles aka CoCos). * Min. 8.0%/8.5%/9.0%/9.5%/10.5% high quality Tier 1 capital (Common Equity Tier 1 capital). * *) This requirement towards ''G-SIBs'' depend on an indicator-based measure of size, interconnectedness, complexity, non-substitutibility and global reach, elevating it to be 1.0% or 1.5% or 2.0% or 2.5% or 3.5% higher, compared to the similar Basel III capital requirement at 7% towards banks not contained on the list. In addition to the Basel III Capital Adequacy Ratio requirements, on November 10, 2014 the FSB issued a consultative document that defines a global standard for minimum amounts of Total Loss Absorbency Capacity ("TLAC") to be held by G-SIBs. The TLAC are amounts to be held in addition to the Capital Adequacy Ration requirements, by G-SIBs.〔(【引用サイトリンク】title= Ten key points from the FSB’s TLAC ratio )〕 The second list, further below, include all those financial institutions having been identified as systemically important by a national regulator, the so-called D-SIBs. For the USA, this list include all those financial institutions not being big enough for G-SIB status, but still with high enough domestic systemically importance making them subject to the most stringent annual ''Stress Test'' (USA-ST) by the Federal Reserve.〔List of bank stress tests#Americas〕 In 2013, the EU also adopted a regulation to identify all ''Domestic SIBs'' within each EEA member state, which after a phase-in during 2015–18, then shall comply with some even higher total capital adequacy ratio requirements – in accordance with how systemically important they are. Beside of expanding the SIB list, so that it now both include G-SIBs and D-SIBs, the regulation also ensure that all European G-SIBs (with headquarters in one of the EEA member states), will face some higher capital adequacy ratio requirements compared to those required by the FSB.〔 Both Basel III and the EU regulation, in addition also introduced a potential counter-cyclical capital ratio buffer, which can be enforced by national authorities on top of the noted total capital adequacy ratios, with demands of up till 2.5% extra ''Common Equity Tier 1 capital'' towards all financial institutions (incl. SIBs), during years where the ''total lending'' in the specific nation starts to grow faster than the national GDP.〔 ==List of Global Systemically Important Banks (G-SIBs)== 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「List of systemically important banks」の詳細全文を読む スポンサード リンク
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